Should You Talk To The Insurance Company?

Your words are important and can affect your claim

Many people ask about what they should say after a car accident and if they should talk to the insurance company. After a car accident, you will probably need to communicate with an insurance company, but what you say can be important. You should report the accident and provide accurate basic information, but be careful about discussing your injuries, accepting responsibility, or making assumptions about your recovery.

One of the most common mistakes people make is saying “I’m fine” or “I wasn’t hurt.” Immediately after an accident, adrenaline and stress can temporarily mask pain. Neck and back pain, headaches, stiffness, dizziness, numbness, and concussion symptoms may not become noticeable until hours or even days later. Saying you are fine before you have been medically evaluated may create confusion if symptoms develop afterward. It’s always a good idea to have an exam with a Brooks Clinic doctor to make sure there is not hidden damage to your ligaments, bones and other soft tissues. Making a hasty statement about your injuries may seem like the right thing to do at the scent, but people often find that the pain gets worse in day 2 or 3. It is important to preserve your rights to medical care.